Texas All-Lines Adjuster License
Insurance Adjusting Training and Education
The Texas insurance adjuster license - a must for Catastrophe insurance claims adjusters
For many years now the TX license has been considered one of the most important insurance adjuster licenses. Texas is the very heart of the catastrophe industry, the license is relatively easy to obtain and the TX adjusters license has massive reciprocity – the Texas adjusters license is reciprocal with over 32 other states!
Who qualifies for a Texas adjuster license?
To obtain a resident insurance adjuster license in Texas, you must:
- Be at least 18 years of age.
- Be a resident of the state of Texas.
- Complete an application for License and submit appropriate fees.
- Be a U.S. citizen or legal alien who possesses a work authorization for the Immigration and Naturalization Services.
- Be fingerprinted at one of the Department's fingerprint sites.
- If licensed in another state within 3 years, provide a Letter of Clearance or print-out from that state’s database.
- Complete our Pre-Licensing adjuster course (or complete the state exam).
To obtain a non-resident adjuster in Texas, you must:
- Be at least 18 years of age.
- Not be a resident of Texas.
- Complete an application for License and submit appropriate fees.
- Be a U.S. citizen or legal alien who possesses a work authorization for the Immigration and Naturalization Services.
- Be fingerprinted (cards are provided by the Texas Department of Licensing - card is mailed to the applicant by request).
- For reciprocal licensing, the applicant's home state must have a reciprocal agreement with Texas.
- If the applicant does not meet the reciprocal requirement listed above, he or she must take either 1) a approved Texas pre-license course or 2) take and pass the Texas state exam.
Reciprocity & the Texas adjuster license – how it works:
Adjuster licensing reciprocity is the system whereby a state will recognize and honor the validity of another state's license. This enables adjusters to obtain another state's license without taking that state's exam or equivalent coursework. Over 32 states grant reciprocity with the Texas All-Lines Adjuster License making it the most universally accepted adjuster license in the country. In addition, some states (Missouri, Virginia, and Kansas for example) do not require an adjuster license to work claims.
Reciprocity does not mean that, having obtained the Texas Adjuster's license, you are immediately licensed in 32 states. You will still need to apply for each particular state's licenses according to the regulating agency of the state.
It is important to note that in order to enjoy the benefits of reciprocity through the Texas Adjuster's License, in most cases you will need to have a resident license in your home state. For example, a resident of Georgia seeking to obtain a Florida adjuster's license through their Texas All-Lines Adjuster's license will only be able to do so by: a) holding their Georgia adjuster's license or b) establishing residency in Texas. However, if your state of residence does not have a licensing requirement but you hold your Texas All-Lines Adjuster's License, you will be eligible for reciprocity with other states. Thus, a resident of Missouri (no state licensing requirement) who has a non-resident license from Texas will still be able to be licensed in Florida without being required to take the Florida exam.
What is included in the TX pre-licensing course?
Attendees of our course fulfill all necessary pre-licensing requirements to successfully obtain their Texas All-Lines Adjuster's license.
The Course consists of 30 hours of in-class time in conjunction with 10 hours of self-study and a passing mark of 70% or higher on the state-approved 150 question mutiple-choice exam.
All-Lines Training offers the above certified Pre-License Course in a 3 day format that culminates in the administration of the state-approved exam at the end of the third day. The exam is administered and monitored by the instructor and an assistant at the same location as the class.
All-Lines offers this course monthly in Dallas, TX and frequently in other locations. Please see our schedule page for the next class in your area.
Topics of Instruction
- Insurance terms and related concepts.
- Personal lines coverage (includes ISO and TX forms HO-A, HO-B, HO-C).
- Commercial lines coverage.
- Licensing requirements.
- Texas statutes and rules pertinent to All-Lines adjusting.
- Adjuster practices, responsibilities and duties.
- Additional coverages, exclusions, and extensions.
- Marketing practices.
- Standard fire policy.
- Auto liability.
- Inland marine.
- Ocean marine.
- Bonds.
- Workers' Compensation
